You can apply for a low cost fixed rate personal loan from Lombard Direct for almost anything you fancy. Lombard Direct loans and loan rates are based on your personal circumstances and once you apply Lombard Direct will inform you how much the loan will cost you and which APR will be available to you. You can borrow anything from £2,000 to £25,000 if you are working, retired or receiving disability living allowance, are over 22 years of age and a permanent UK citizen. Lombard Direct also require you to have a bank/building society current account with a direct debit facility and that you have no CCJ’s.

There are 10 steps in the application process and a great deal of information to read through before you get started with the application itself. Once you have completed the application Lombard Direct will calculate the cost of the loan and which rate is applicable to you. You can also choose to take out their Loan Payment Protection at the same time. The loan rate will be fixed so you know how much your monthly repayments are going to be. You can apply online 24 hours a day and 7 days a week.