A secured loan from Halifax is a great way to borrow money using the value in your property and spread your repayments over the term of your mortgage to make your monthly repayments more affordable (interest charges apply). Anyone with a mortgage can borrow amounts between £3,000 to £25,000 for anything such as a new car or to make home improvements or simply consolidate existing debts. See how much a secured loan from Halifax will cost using the easy calculator. It takes about 10 minutes to complete the application form and if you like what you see you can complete the process online. If you prefer, you can have an advisor call you back to talk you through the details of your secured loan.

The rates offered apply only to customers applying online. There is an administration fee and this charge will be added to your loan (interest charges apply). You don’t have to have a Halifax mortgage however rates depend on whether you are an existing customer and personal circumstances. Have your banking and financial information to hand such as mortgage account information, earnings after tax and monthly out goings and away you go. Halifax is a responsible lender and states clearly “Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. “